It is tight? Discover the Nubank Personal Loan.

Like all of our products, the Nubank Loan can be contracted and managed through the app.

• Anyone who already has the Loan option enabled will see a button in the shortcuts and within NuConta;
• There is already a pre-approved maximum limit – so just select the desired amount and choose the number of installments;
• During the simulation, you choose the first payday. It can be up to 90 days after the day of contracting and then the customer has up to 24 months to finish paying the loan. There is no minimum deadline to start;
• The interest rate and the monthly amount of each installment appear instantly. If you agree with the values, just confirm;
• Ready. The requested amount is transferred directly to NuConta.

Transparency and control when paying

• Using the app, you can manage all stages of the loan, anticipate installments and see, at any time, how much remains to be paid.
• Payment of installments is made by automatic debit in NuConta but only if the customer has the full amount of the installment available on the day of payment. Otherwise, the automatic debit is not carried out and we send a reminder (via email and cell phone notification) of the payment. (Remember that, in the case of delays, other interest rates will apply to your installment. Therefore, we make a point of reminding our customers on payment day).

The amount of fees charged varies. Nubank is committed to having a fair interest policy, keeping our average rates always below market averages.

That said, each client's rates are personalized according to each client's profile, so they change from person to person.

They can also vary according to the number of installments, so whenever they want to ask for a loan, the customer can do a simulation and see – in a simple and clear way – how much they will pay.

There are no hidden fees or hard-to-find information.

Interest and the final loan amount are visible at all times.

During the simulation, you choose the first payday. It can be up to 90 days after the day of hiring.

The customer can choose to pay the loan in up to 24 installments – and always has the freedom to advance as many installments as they want.

With the Nubank loan, there is no mandatory minimum number of installments. If you managed to plan to pay off the debt in advance, you can anticipate payment at any time.

Whenever an installment is advanced, the discount appears instantly, in the app itself, and you see how much you saved on the final amount.

Do you want to be part of this revolution too?