Got a Dirty Name? Santander Offers Loan Option For You!

Looking for a loan that fits your budget? Take out a personal loan with Santander. one of the best-known loans in Brazil!

Get rid of your overdraft or revolving credit card interest now, and request your personal loan quickly, easily, safely and without leaving home: just have a smartphone to make your request! Find out about the Santander loan now!

What are the types of Santander loans?

Santander offers many loan types, such as:

Personal credit; public private sector payroll loans; INSS payroll credit; car credit as collateral; personal property credit as collateral; anticipation of the thirteenth; advance income tax; super credit; payroll loan portability; solar socio-environmental CDC and mobility CDC.

How can I obtain a loan with a bad name at Banco do Santander?

To take out a loan with a bad name, you must choose the form of a payroll loan. Since in this way, credit protection bodies are not consulted.

The Santander payroll loan can be requested for public and private sector employees as well as INSS pensioners. Payroll loans are only authorized for this type of audience and are different lines of credit. However, it has the lowest rates compared to any type of loan. More time to pay and installments much lower than a common loan.

This form can be requested via the application, internet banking, ATM and branches. However, the company must have an agreement with the bank, as the portion is debited directly from the salary/benefit.

I'm not a Santander account holder, what now?

To apply for a personal loan, you need to have an account with the institution. If you want to open one, you will need to take the documentation to the nearest branch.

Generally, banks request ID, CPF, proof of income for the last 90 days (counter check, payslip or payroll) and sometimes they also ask for an extract from the last Income Tax year.

What advantages do I have?

• Fast money: the money is released instantly into the customer's current account when he or she is already an account holder at the bank, otherwise the credit will be subject to analysis;
• Flexible installments: you can choose the payment date for the first installment within 60 days of crediting your account, including the date of payment of your salary and/or monthly income;
• Account debit: One of the main advantages (and also disadvantages, read below) of taking out a personal loan from banks is direct debit.